Injured Workers

If you are an injured worker of a private self-insured entity in California, your workers’ compensation benefits will continue through the Security Fund in the event your employer is insolvent.

Assistance Provided By the Fund

The majority of the workers’ compensation injuries or illnesses turned over to the Fund after a self-insured goes into default are mature indemnity claims arising from a wide range of occupations. Many of the workers’ compensation claims have standing WCAB awards that provide lifetime medical and/or disability benefits.

If you are an injured worker of a private self-insured entity in California, your workers’ compensation benefits will continue through the Security Fund in the event your employer becomes insolvent – usually due to bankruptcy. Your health and welfare is of great importance to us and we will do all we can to make sure you receive proper medical care and benefits. We have fulfilled this obligation for thousands of injured workers – without interruption of benefits – since our creation in 1984.

Question: Do your workers’ compensation benefits change in any way?

Answer: No, all workers’ compensation benefits are provided according to the rules and regulations of the State of California. The Fund may select a different claims administrator to handle your claim file, and this administrator will contact you shortly after your claim is turned over to us.

Question: What to do if you need to contact someone about your claim.

Answer: Your welfare and workers’ compensation benefits are important to us. When the Fund is ordered by the Director of the Department of Industrial Relations to continue payment of workers’ compensation benefits to employees of a defaulting private self-insured employer, those injured workers will be contacted by the claims administrator. Payment of benefits to injured workers will be made within 30 days of the order by DIR directing the Security Fund to commence benefit administration.

Please remember: The Security Fund is here to make sure you continue to receive your workers’ compensation benefits. We will work quickly to provide these benefits and answer your questions, so please call us if the need arises.